These are authentic explanations sent to insurance 
companies on accident reports, written by doctors.

"A mother died in infancy."

"Deceased had never been fatally sick."

"Died suddenly, nothing serious."

"Went to bed feeling well, but woke up dead."

"Kicked by horse shod on left kidney."

"Pulmonary hemmorage, sudden death.  Duration 
four years."

"Deceased died from blood poison, caused by 
a broken ankle which is remarkable as the car 
struck him between the lamp and radiator."

From PLAINSPEAKING, 
newsletter of Plains and Peaks Mensa, Colorado.